On many occasions we have seen customers, who have fairly straight forward lending requirements, with unorthodox debt structures. Often this is because they left the product requirements to the bank that they went to and don’t know why they have what they have got. Sometimes its to do with the legacy of debt, they sold an investment property and paid out the non tax deductable consumer debt instead of the investment debt.
Whatever the situation is with you, we will investigate your debt structure and do our best to make things right if this is required.